Friday, December 30, 2016

Just a little financial update

I'm on a fixed income so just before the beginning of every month, I write out my budget for the upcoming month ahead. Not much really changes from month to month normally. However, my next SS was dropped by $134 for Medicare. (Trying to get out of that since I'm already low enough income to be on my state's expanded medicaid anyway.) Anyhow, I did account for that decrease when I wrote out my budget, which includes regular payments, a small go-phone monthly coverage, Exede internet, gas for our generator/truck, propane for cooking, groceries and incidentals. You know. Regular stuff. (Off grid so I allow extra for the genny gas.) Oh, and I owe my older daughter some money for helping us out last week with gas and propane money. Hope not to have to do that again.
This month I also needed to get the connections and gas line for a propane heater. So, we picked up some things at Lowe’s. That cost more than I expected! Well, we get it all home after our other shopping and some parts don’t fit correctly. So, Saturday (tomorrow as I write this), I’ll send my son back to town to get everything we actually need. Weather predictions for later next week are for some frozen precipitation so we want to get that heater installed before then. Well, by the time he gets things traded around for what we need, we should be getting refunded some money back to my bank account, so that’s always a plus.
We filled up the empty propane tank and got the partially filled one topped up. Got 10 gallons of gas for the genny, filled the truck with gas, and got motor oil and fuel treatment. Had to pick up a couple of things at our local discount store to set us up for the month in that regard. Paper items, mostly, plus dish washing liquid.
As for shopping, I kept it very low. I finished using a Tractor Supply gift card on, what else, deer corn (2 bags) for chicken, goat, and pig feed, and a bag of dog food. I also got a bag of orange slice candy. Didn’t need it but, dangit, sometimes I just want orang slice candy! LOL
We went to Harbor Freight with another gift card to get a couple of items we need on the homestead plus to use a 20% off coupon and also get a couple of free-with-purchase items.
Then we headed back to our home town for groceries, where we found 16 ounce bags of frozen vegetables for just .68 each. Got 10 of those and will be canning them since our freezer is really just used for refrigeration. (Only running it a few hours a week to keep things cool but not frozen.) Also picked up the makings for our New Year’s Day meal (blackeyed peas, canned spinach, hog jowl) and a few other items. Total there was only about $30. With what I have on hand already as far as home canned meats and stuff, it’s all we needed.
I paid what bills I could online, then I’ll write a check for the land payment. That old fellow doesn’t do internet stuff. lol I’ll hold enough in the bank for my internet payment on the 8th, of course. Monday we’ll need to head into town to get feed bread. That place was closed before we could get over there today. The feed bread helps tremendously with reducing our overall feed costs.
The chickens are pretty consistently laying 2 eggs a day. Not a lot, I know, but we let them build up in a basket on the table then have a breakfast-for-supper day or I use them in other recipes.
I’m thinking things will always be tight budget-wise, but I’ve always made it before and I’ll make it again.

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